Export credit agency offers risk-sharing, co-investment and supplier finance
The Ghana Export-Import Bank (GEXIM) has invited American buyers, investors, technology firms and development partners to treat it as a risk-sharing partner in Ghana, following a major expansion of its loan portfolio.
Addressing the Africa America Trade & Investment Summit 2026 in Cincinnati, GEXIM Governing Board Chairman Dr Joseph Nyarkotei Dorh said the bank’s portfolio had grown from under $70 million to nearly $300 million by the end of 2025.
The bank, he said, now finances hundreds of Ghanaian businesses under a 2025–2030 strategy targeting agro-processing, garments and apparel, pharmaceuticals, industrial oils, and food value chains including rice and poultry.
For American buyers and importers, Dr Dorh said GEXIM would finance Ghanaian suppliers through pre-shipment working capital and export credit guarantees. For American investors, the bank offered co-investment through blended finance and equity. For technology and equipment firms, GEXIM would finance Ghanaian manufacturers and farmers to buy machinery and inputs much of which, he noted, could come from Ohio and Kentucky.
“Think of GEXIM as your risk-sharing partner in Ghana,” he said.
He cited Northshore Apparel Hub, a wholly Ghanaian-owned garment maker financed by GEXIM, as a model. The factory has created 2,900 jobs, is expected to reach 6,000 at full capacity, and holds orders for 530,000 decorated T-shirts and polo shirts between September and December this year, with an estimated 50 million pieces next year.
Dr Dorh also said GEXIM wanted to work with the Export-Import Bank of the United States and the US International Development Finance Corporation on co-financing arrangements. “When export credit agencies co-finance, larger deals move and risk is shared,” he said.
He urged US firms to move beyond summit diplomacy. “Come to Ghana and bring us a project. If it creates exports and jobs in Ghana, we will look at it seriously and quickly.”